Clean up Your Credit Report and Improve Your Credit Profile!

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Clean up your credit report
and improve your credit score!

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Free credit consultation

See results in about 30 days

Lowest fees in the RGV

100% money-back guarantee*

Certified credit counselors

Secure technology

Registered & bonded

One-on-one service


Get your finances back on track with our credit repair solutions.

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Committed to Helping You Repair Your Credit

Tired of being rejected for credit due to a bad credit report? Is your credit preventing you from getting the things you need in life? Then, don’t let “bad credit” hold you down.

Millions of Americans suffer from bad credit. The goal of the Council for Fair Credit Restoration RGV, Inc. (CFFCR) is to provide a safe place where you can rebuild and re-establish your credit. We are committed to helping you repair your credit by removing information from your credit report that is inaccurate, incomplete, unverifiable, or obsolete.

We focus on making your personal situation simple and educational. We know you don’t have the time to work on fixing your credit, so we strive to make the process fast, fair and painless.

Credit Repair to Improve Your Credit Score
Did you know that if you have a good credit score you could potentially get a better interest rate on your next big purchase? An increase of just 20 points in your credit score can mean thousands of dollars saved in interest on an average priced home.
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Clean Your Credit Report with Credit Repair by CFFCR

Having a clean credit report and a good credit history will help you as you move forward. Whether you are hoping to buy a new home, renting a house or apartment, financing a car, borrowing money, or even getting a job, having a good credit score is essential to getting the most out of life.

CFFCR has helped clients fix their credit by removing inaccurate, unverifiable, obsolete, or incomplete items such as: bankruptcies, liens, judgments, foreclosures, charge offs, collections, repossessions, late payments, and wrong information and errors.

There are many factors that differentiate CFFCR from other credit repair companies. Did you know that Credit Service Organizations like credit repair businesses must register with the Texas Secretary of State? Each Credit Service Organization must have either a surety bond or a surety account of $10,000 per location. This surety bond or surety account is to protect consumers like you in the event a credit service organization violates their agreement.

CFFCR is registered with the State of Texas as a Credit Service Organization and has met all state requirements.
CFFCR is registered with the State of Texas as a Credit Service Organization and has met all state requirements. Per a study prepared by UTRGV, not all credit repair businesses in the Rio Grande Valley are aware or abide by the law. The state law is clear: if a Credit Service Organization fails to register with the State of Texas, they are engaging in fraudulent and or deceptive practices.

Also, unlike other credit repair companies, CFFCR’s credit counselors are certified by the National Association of Certified Credit Counselors. Certification gives you the confidence that you are working with a person who is not only qualified but has earned the right to be called a certified credit counselor through a nationally recognized, independent, third party organization. This means that you can fully trust the credit counselor that will be working with you to repair your credit. CFFCR staff is qualified and certified and can also provide credit counseling so you can learn more about important topics that will help you build financial confidence.

At CFFCR, our goal is to improve our client’s credit profile by removing inaccurate, unverifiable, obsolete, or incomplete items. Our client understands the results obtained by CFFCR depend on various factors such as: ability to repay debts and loans, cooperation of client’s creditors and credit bureaus’ ability to verify information provided to them by CFFCR on behalf of the client.


At CFFCR, our goal is to help as many people as possible repair their credit. That’s why, we:

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    Offer fees that are low and flexible

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    Don't charge an hourly fee

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    Don't have hidden fees

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    Offer a 100% money-back guarantee *

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    No long term binding agreements that keep you strung along without any results

YES, CFFCR has a 100% money-back guarantee. If CFFCR’s credit repair service does not help you remove inaccurate, unverifiable, obsolete, or incomplete items , you are entitled to 100% of your money back. Since we are registered with the State of Texas and have a surety bond, our money-back guarantee is backed by collateral, not just words.

With a good credit score, you are more likely to qualify for home loans, auto loans, credit cards, good insurance rates, and even better employment opportunities. We work with all three (3) major credit bureaus and your creditors to challenge the inaccurate, unverifiable, obsolete, and incomplete items that affect your credit score. We’ll work side-by-side with you to review your credit history is up-to-date, accurate, and reflects your credit fairly and justly.

Higher Credit Score

Don’t wait any longer and take the first step to repair your credit. Every day that passes by is another day that you don’t obtain the things you want and need in life. If you keep waiting to fix your credit, you will continue paying extremely high interest rates because your credit is not where it should be.

Don’t let the weight of bad credit keep you from achieving your goals. Our knowledge, tools and certified credit counselors on staff, can work with you one-on-one to help you fix your credit. It’s time to invest in your future and repair your credit. We offer the lowest fees in McAllen, Texas and there are NO long-term binding contracts. Call us today to reach one of our certified credit counselors.. Your credit is important to us. One of our certified credit counselors will speak to you one-on-one and help you achieve your financial goals.


We focus on helping clients improve their credit profile quickly and effectively to give you better purchasing power.

Credit Repair Testimonial"My experience was wonderful! My credit score has gone up and I was able to purchase a new vehicle... I also don’t get phone calls from the credit card companies asking for payments anymore."
Imelda Flores

Our knowledgeable and experienced certified counselors will help you understand your credit profile and they’ll provide an easy, understandable plan that will help you improve your credit profile. Get started today!

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